PIC ETF Portfolios

Minimum investment: $50,000

At Pearl Impact Capital we believe that it is never too early to begin saving and investing for retirement. We strive to make it easy and inexpensive to do so. We also understand that how you invest matters. As such, we have developed low cost savings options that employ a socially and environmentally responsible investment philosophy. We believe this approach will produce competitive long-term returns.

You can select one the following investment portfolios that best suits your investment goals and tolerance for risk and start saving now:

  • Aggressive Growth Portfolio – This portfolio contains a mix of ETFs representing U.S. and foreign securities that exhibit positive environmental, social and governance characteristics. Small and emerging market companies represent between 10% and 20% of the total portfolio.

  • Growth Portfolio – This portfolio contains a mix of ETFs representing U.S. and foreign securities, as well as fixed income instruments that exhibit positive environmental, social and governance characteristics. Bonds account for around 20% of the total portfolio, while small and emerging market companies represent about 10% to 15% of the total portfolio.

  • Growth & Income Portfolio – This portfolio contains a mix of ETFs representing U.S. and foreign securities, as well as fixed income instruments that have positive environmental, social and governance factors. Bonds account for around 40% of the total portfolio, while small and emerging market companies represent approximately 10% of the total portfolio.

  • Capital Preservation Portfolio – This portfolio contains a mix of ETFs representing U.S. and foreign securities, as well as fixed income instruments that have positive environmental, social and governance factors. Bonds account for around 60%, with an emphasis on shorter maturities. This portfolio holds only large and mid-sized developed market equities. 

Exchange-Traded Funds (“ETFs”) are a type of investment company that seeks to track a particular market index. ETFs are not considered to be, and are not permitted to call themselves, mutual funds.